You are Eligible for the SSS Maternity Benefit if you have paid at least 3 monthly contributions within the 12 months immediately BEFORE your Semester of Delivery.


If your Month of Delivery is Jan or Feb or Mar,
you're Eligible if you have paid contributions for 3 months
within the previous Oct to Sep:

Jan     Feb     Mar     Apr     May     Jun
JulAugSepOctNovDec
JanFebMarAprMayJun
JulAugSepOctNovDec
JanFebMarAprMayJun


If your Month of Delivery is Apr or May or Jun,
you're Eligible if you have paid contributions for 3 months
within the previous Jan to Dec:

Jan     Feb     Mar     Apr     May     Jun
JulAugSepOctNovDec
JanFebMarAprMayJun
JulAugSepOctNovDec
JanFebMarAprMayJun


If your Month of Delivery is Jul or Aug or Sep,
you're Eligible if you have paid contributions for 3 months
within the previous Apr to Mar:

Jan     Feb     Mar     Apr     May     Jun
JulAugSepOctNovDec
JanFebMarAprMayJun
JulAugSepOctNovDec
JanFebMarAprMayJun


If your Month of Delivery is Oct or Nov or Dec,
you're Eligible if you have paid contributions for 3 months
within the previous Jul to Jun:

Jan     Feb     Mar     Apr     May     Jun
JulAugSepOctNovDec
JanFebMarAprMayJun
JulAugSepOctNovDec
JanFebMarAprMayJun


How Does SSS Compute Your Maternity Benefit Amount?

Within those 12 months in blue, SSS will look for your 6 highest monthly contributions 
SSS will choose these 6 highest contributions, so it can find your 6 highest Monthly Salary Credits.

You add the 6 highest monthly salary credits
Then divide the total salary credit by 180
Multiply the result by 60, if normal delivery
Multiply by 78, if CS
The result is your SSS maternity benefit amount

If you have only 3 or 4 or 5 contributions within those 12 months in blue,
then SSS will add only 3 or 4 or 5 salary credits.

IMPORTANT:
File your MAT1 form AFTER your 60th day of pregnancy, and BEFORE delivering your child.
Bring your ultrasound report or certificate of pregnancy, your SSS ID or your SSS ID application stub and 2 valid photo IDs.
Keep your SSS-approved and stamped  MAT1. This will be one of the documents you will bring for your MAT2 filing after giving birth.

You can also file your MAT1 through your online SSS account. Print your acknowledgment page for your MAT2 filing after giving birth.

After giving birth, you have 10 years to file your MAT2, but of course, you file your claim as soon as you have completed your documents.

Common Reasons Why SSS Maternity Benefit Claims Are Denied  

Other Comments by Readers Can Be Seen Here: Eligibility for SSS Maternity Benefit