Updated August 2019

Are you an OFW looking for a safe and secure way to save or invest your money?

Here's the SSS Flexi-Fund Savings/Investment Program.


family-SSS Flexi-Fund earnings

Here are your estimated earnings if you save 2,000 pesos a month.


Monthly Savings of 2,000 Pesos



No. of Years
 Total Savings
 Total Benefits
3
72,000
79,455
5
120,000
141,384
10
240,000
328,692
15
360,000
599,989
20
480,000
962,852

What is the SSS Flexi-Fund?

. It's a savings and investment program offered only to OFWs.

. You can save or invest a minimum of 200 pesos every month. There's no maximum limit. You can save as much as you want.

. There's no registration fee, no initial deposit, and no maintaining balance.

. There's no penalty if you miss saving for a month or more.

. There's no earnings tax.

. You do not lose any amount you have already saved and earned if you stop saving in case you lose your job.

. You can get back your money earlier than your retirement date.

. Your money will earn guaranteed earnings. You'll also earn an additional annual incentive benefit (AIB) for a certain year if you have not made any withdrawal for that year.

. The main requirement: You must pay the maximum monthly contribution (2,400 pesos) as you pay your Flexi-Fund.

  Sabay ang pagbayad at pag-ipon.

  If you want to save 500 pesos in Flexi-Fund, pay 2,900 pesos as your monthly SSS contribution. SSS will automatically allocate 2,400 for your contribution payment and allocate 500 pesos to your Flexi-Fund savings.


How to Save and Invest in the SSS Flexi-Fund:

Register first. You can download here the SSS Flexi-Fund Application Form
Pay your SSS contribution together with your Flexi-Fund savings or payment.


Here's also the SSS Flexi-Fund Withdrawal Form


Photo Credit: Image by Free-Photos from Pixabay